Tag Archives: mortgage approvals

Mortgage Refis and Mortgage Application

Mortgage applications increased 1.3 percent from the prior week, according to the weekly report from the Mortgage Bankers Association’s (MBA). The Purchase and Refinance indexes increased 0.1 percent and 0.2 percent respectively. Refinance volume also climbed 1.3%, while the Purchasing … Continue reading

Posted in House Price, Interest Rate, Mortgage, Uncategorized, USA House price, usa real estate | Tagged , , , , , , | Leave a comment

Affordability

This post analyses the affordability as measured by Halifax and Nationwide. A recent article in the Guardian discusses the issue of house price to earnings ratio. The author surmises that house prices would have to fall by 25% to reach … Continue reading

Posted in Affordability, Great Moderation, Halifax House Price Index, House Price, Interest Rate, Mortgage, Property Cycle, Real Estate, UK Property | Tagged , , , , | Leave a comment

Property Demand Side Factors

Readers of the PropRate analyst blog have noted that the prior blog posts have focused on the relationship of the user cost of capital and house prices. In preceding posts, the main emphasis was on various interest rates and the … Continue reading

Posted in Halifax House Price Index, House Price, mortgages, Property, Property Cycle, Real Estate, UK Property | Tagged , , , | Leave a comment